no doc loan 2016

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home equity loan vs car loan Auto Loan vs HELOC Calculator: Compare Car Loans vs Home. – Furthermore, in most cases, even people with slow, poor or no credit can qualify for home equity loans. Disadvantages of Home Equity Loans. As mentioned above, there are some disadvantages to taking out a home equity loan to buy a new car as well. In fact, there are more disadvantages than advantages.

A no-doc mortgage is an extinct mortgage product that does not require mortgage lenders to document the borrower’s income or assets. No-doc mortgages are illegal today because they violate the requirement that lenders must verify the borrower’s ability to repay before approving a mortgage.

Bank launches new ‘Lite Doc’ mortgage program – The "Lite Doc" loan is not the "low-doc" loan of the past. It is only for owner-occupied properties, so no investors, and it requires a 40% down payment on the property, far higher than most.

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Stated Income: No Doc Loans – Stated Income – Stated Income: No Doc Loans. February 1, 2016 By justin mchood. facebook. Twitter. Mail. One of the versions of the stated income loan is the No Doc Loan. The No Doc Loans program is basically a program that doesn’t require any income, asset, or credit score information when the lender is.

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Do No Doc Mortgages Still Exist?. The most infamous of the no doc loans was the NINJA loan, with No Income, No Job or Asset verification required.. 2016 – 5 min read 10 biggest benefits to.

Zero-down home loans are back. Be very leery. – Buyers with no cash, bad credit and unstable employment were able to purchase a home – in addition, some obtained “no-doc” loans in which income and debt were not even disclosed – all in the name of.

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No Income Check Mortgage – MortgageDepot.com – Most lenders across the continental United States require that borrowers provide income documentation to qualify for a mortgage loan and do not offer no income verification mortgages no matter what the transaction is, either it is a purchase or a refinance. We have the no income check program that does not require any income documentation at all.

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