The following is a typical step-by-step process for a Construction Loan Escrow: Client places an order for title insurance with their Sales Representative. The construction loan closes and the client requests a Construction Loan Escrow.
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CONSTRUCTION LOAN POLICIES from Lawyers Title Construction Loan policies of Title Insurance are really not mysterious. They are either CLTA Lender’s policies or ALTA Lender’s policies with, in some cases, certain additional coverages or services for
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Most title insurance policies are drafted by a title insurance industry group named the american land title association (alta).  The main policies provided by ALTA include a policy for an owner/developer, a seller’s policy, a construction loan policy, and a lender’s policy. 
Construction loans are typically short term with a maximum of one year and have variable rates that move up and down with the prime rate. The rates on this type of loan are higher than rates on.
This application is for placing a title insurance order for a spec. new construction project. Spec loans are specifically for situations where a builder is obtaining a loan for new construction and there is not currently a contract in place or the builder may be providing a "turn-key" sale to new owners.
A construction loan is a short-term loan used to pay for the cost of building or remodeling a home. Whereas a lender pays out the full amount of the mortgage to the home’s seller upon closing where a regular mortgage is involved, a construction loan is typically paid out in a series of advances as construction progresses.
Cash Reserves. A construction loan is a reimbursement loan, in that no funds are advanced to the borrower but rather reimbursed as each stage of construction is completed and signed off by the building inspectors and the lender’s inspector, and the title is updated by the title company.
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